Delta Dental Vision Insurance
How DeltaVision Coverage Works
Delta Dental offers vision benefits under the DeltaVision brand, administered in partnership with either VSP Vision Care or EyeMed depending on your state and plan, according to Delta Dental. DeltaVision covers routine eye care including annual exams, prescription eyeglasses, and contact lenses. Your employer selects the plan tier and network, so your specific benefits depend on the package your company chose.
DeltaVision gives you one point of contact for both your dental and vision benefits. You receive a single bill and manage both benefits through your Delta Dental account, which simplifies tracking your coverage and claims.
DeltaVision is not available as a standalone vision plan. You must have a Delta Dental dental plan to add DeltaVision coverage, according to Delta Dental. Your employer or group plan administrator decides whether to offer the vision add-on, and you enroll during your company's open enrollment period.
Delta Dental expanded DeltaVision availability to midsize groups (100 to 999 employees) and large groups (1,000 or more employees) starting in 2025, according to a Delta Dental broker update (2024). Small groups of 2 to 99 employees could already access DeltaVision before this expansion.
DeltaVision coverage is available in select states including California, Florida, Georgia, Maryland, Nevada, New York, Pennsylvania, Texas, Utah, and several others, according to Delta Dental (2025). Availability depends on your Delta Dental regional carrier and your employer's plan selections. If you live in a state without DeltaVision, your employer may offer a different vision carrier.
Benefits and network details vary by state because different Delta Dental regional affiliates administer the plans. Check with your employer or Delta Dental representative to confirm whether DeltaVision is available in your area.
What DeltaVision Covers
DeltaVision covers one comprehensive eye exam per benefit period. During this exam, your eye doctor checks your visual acuity, updates your eyeglass or contact lens prescription, and screens for eye conditions like glaucoma, cataracts, and diabetic retinopathy (damage to blood vessels in the back of your eye). According to Wisconsin's DeltaVision plan documents (2025), the typical exam copay is $10.
Your exam copay is due when you check in at your eye doctor's office. After you pay the copay, the exam is covered in full for in-network visits. If your doctor finds a medical eye condition during the routine exam, that portion of your care may shift to your medical insurance.
Your DeltaVision plan includes allowances for both frames and lenses. Based on 2025 Wisconsin plan documents, frame and lens allowances are typically $150 each. Your plan pays up to the allowance amount, and you pay the difference if you choose frames or lens upgrades that cost more. Standard single-vision, bifocal, and progressive lenses are covered under the lens benefit.
Frames are covered on a 12-month or 24-month cycle depending on your specific plan, according to Delta Dental of Tennessee. Lens benefits renew every 12 months on most plans. Check your plan documents to confirm your frame and lens renewal schedule.
If you prefer contacts over glasses, you can use your contact lens allowance instead of your eyeglass lens benefit for that benefit period. Most DeltaVision plans let you choose one or the other each year, not both, according to Delta Dental of Arkansas. Your contact lens allowance is typically a set dollar amount you can apply toward any brand or type of lens your eye doctor prescribes.
Your eye doctor charges a separate fitting fee for the contact lens evaluation, where they measure your eyes and select the right lens type and size. The fitting fee is separate from your contact lens allowance and may require a copay depending on your plan.
DeltaVision benefits renew based on your plan's benefit period, which your employer sets during plan selection. Most plans renew on a 12-month cycle for exams and lenses. Once your benefits renew, you receive a fresh exam benefit and a new eyewear allowance.
Unused benefits do not roll over to the next period on most plans. If you have not used your exam or eyewear benefit before renewal, you lose that period's coverage. Schedule your exam and eyewear purchases before your benefit period ends to get full value from your plan.
Finding Providers and Using Your Benefits
Your DeltaVision plan connects you to either the VSP or EyeMed provider network depending on your state and plan configuration. The VSP network includes over 38,000 preferred providers at more than 100,000 access points across the country, according to Delta Dental of Washington. If your plan uses EyeMed, you access a network of independent eye doctors and retail optical locations.
You save the most money by visiting an in-network provider. In-network eye doctors bill your plan at negotiated rates and handle the insurance claim for you. Out-of-network visits cost more, and you may need to pay upfront and submit a claim for partial reimbursement.
Schedule an appointment with an in-network eye doctor and bring your DeltaVision member ID card. Your eye doctor's office verifies your benefits at check-in and applies your coverage to the visit. After your exam, you can select eyewear at the same location or take your prescription to another in-network optical shop.
If you need to locate an in-network provider, search your plan's provider directory online through VSP or EyeMed, or contact Delta Dental member services. Your plan's website and your member ID card list the tools and phone numbers you need to find participating eye doctors near you.
DeltaVision covers routine eye care and corrective eyewear. If your eye doctor diagnoses an eye disease, injury, or medical condition during your visit, that care falls under your medical insurance. Common conditions billed to medical insurance include glaucoma, cataracts, diabetic retinopathy, eye infections, and eye injuries.
You should seek urgent eye care if you experience sudden vision loss, severe eye pain, new floaters or flashing lights, eye trauma, or a chemical splash in your eye. These situations require immediate medical evaluation and are covered by your health insurance, not your vision plan.
Questions About DeltaVision Eye Care
No. DeltaVision must be bundled with a Delta Dental dental plan and is not available as a standalone vision product. Your employer must offer both the dental plan and the DeltaVision add-on for you to enroll in vision coverage through Delta Dental.
Your employer and Delta Dental regional carrier determine which network your DeltaVision plan uses. You do not choose between VSP and EyeMed yourself. If you have a preferred eye doctor, check whether they participate in your plan's assigned network before scheduling.
Most DeltaVision plans require you to choose either glasses or contacts for each benefit period. If you select contacts, your contact lens allowance applies to contact lens purchases only. If you choose glasses, your frame and lens allowances apply. Check your plan summary to confirm your specific options.
Your benefit renewal date depends on your employer's plan year, not the calendar year. Check your member portal, plan documents, or contact Delta Dental member services to find your specific renewal date. Scheduling your exam and eyewear purchases before renewal ensures you do not lose unused benefits.
DeltaVision does not cover LASIK or other refractive surgeries as a standard benefit. Some plans offer a discount on LASIK through preferred provider arrangements, but the procedure cost is your responsibility. Ask your plan administrator whether any LASIK discount is available through your DeltaVision coverage.
If your employer does not offer DeltaVision, you cannot enroll on your own. You can purchase individual vision insurance from carriers like VSP or EyeMed, or explore discount vision plans that provide reduced rates at participating eye doctors. Your employer's benefits team can tell you which vision options are available through your company.
Schedule Your DeltaVision Eye Exam
If your employer offers DeltaVision, use your benefits by scheduling an annual eye exam with an in-network provider. Regular exams keep your prescription current and screen for conditions that can affect your sight over time.